CHUM is great.  

I wish, however, we were like most any other democracy and had universal health care and better laws protecting workers.  Most bankruptcies (70%) in the US stem from catastrophic health care costs from sudden illness.  The remaining are largely from sudden job loss.  

We shouldn't have a country that allows so many children to go hungry just because parents get sick or lose a job.

Bankruptcy Lawyers Blog... http://bit.ly/a9b6Ik
http://bit.ly/a9b6Ik